Disability Insurance Blog
Disability Insurance and Pregnancy
Disability income insurance before and after pregnancy is a frequent topic we’re asked about. Advisors and clients have questions if pregnancy is covered by disability insurance and when benefits might be payable. Sarah A. from Team dibrokerWest recently sat down with Jed Poland, Regional Director of Sales to answer many common questions.
Christmas for Kids 2022
Christmas for Kids is an annual holiday charitable event benefitting low-income children in Portland, OR. The children are students of U.S.Department of Education Title 1 schools in the Portland-metro area and have been identified as in “extreme need” by their school counselors. Each hand-selected participant receives a care package that includes necessities like a new winter coat, gloves, books, hygiene products, etc.
4 Tips for Selling Disability Insurance Like a Pro
Auto insurance and life insurance are pretty straight forward. One protects your car and the other pays benefits if the insured dies. Disability income insurance, on the other hand, can be more confusing to some. It’s a product many people know very little about.
Showing the Need for Disability Income Insurance
Your disability income insurance sales pitch should always start by showing the need for DI. While insurance agents and financial advisors know DI, the typical consumer has probably never heard of disability insurance and therefore doesn’t understand it’s value.
DIAM – Real Life Story: Scott Rider
For Scott Rider, it wouldn’t be a stretch to say that running was his life. In college he was a three-time Big Ten Champion, two-time All American, and later competed in the Olympic trials. His running sustained him as he charted out his career in financial services. It was also a constant as he and his high-school sweetheart, Kelly, married and raised their three children.
Accounting for Disability Insurance Coverage
Statement No. 112 of the Financial Accounting Standards Board, popularly referred to as FASB 112, is a critical post-employment standard for employers to be aware of. FASB 112 requires employers to hold any post-employment benefits as a liability on their balance sheet. And not just the current benefit being paid, but the ESTIMATED TOTAL of that liability..
4 Mistakes Clients Should Avoid When Buying DI
Selling disability income insurance can be challenging. Finding the right policy and plan design for your clients’ unique needs requires time, research and sometimes professional advice. Fortunately, you’ve made the right choice and you’ve come to the right place to learn more!
A Telecommuting Guide for Businesses and Employees
Telecommuting has become a prevalent force in today’s business world. Once believed to cause decreased productivity, telecommuting has proven to be a practical and effective work option. Expanding across industries and communities around the world, employees are choosing to work remotely in increasing numbers.
How Social Media Can Grow Your Disability Insurance Business
Social media marketing is a useful – and free – marketing tool that can help businesses flourish. In our new socially distant world, social media can provide a new way to stay in touch with current clients – and more importantly reach new potential clients. For insurance agents and brokers, social media is especially helpful because a large part of our business is word-of-mouth referrals. To be successful, it’s important to remember that social media was created for people, not for businesses. Using social media correctly can help your business grow but a few missed steps can be the nail in the coffin for your insurance agency.
3 Big Mistakes Small Businesses Make with DI
Many small business owners have purchased disability income insurance to protect their salary. That’s great news! Having a personal disability insurance policy will replace part of your clients own income if he/she were unable to work due to an illness or injury. But, if that’s the only disability income insurance these clients have, they’re leaving their business open to a considerable amount of financial risk. There are several types of disability income insurance geared specifically for small business owners that could save your clients a lot of stress and economic headaches in the future.
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