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Underwriting Disability Insurance with Mental Nervous Disorders When considering disability insurance, most people think of coverage for physical injuries or illnesses that prevent them from working. However, mental and nervous disorders (MNDs) also play a significant role in an individual’s ability to maintain employment. The Social Security Administration reports that 35% of disability insurance beneficiaries […]
Why Buy/Sell Disability Insurance is Crucial for Business Owners In the dynamic world of business, ensuring continuity and stability is essential. This is especially important when unforeseen circumstances arise. For business owners, one critical aspect of this stability is having a well-structured Buy/Sell Disability Insurance policy. This type of insurance is designed to safeguard a […]
The Pros and Cons of Using Text Messaging for Business In an increasingly digital and fast-paced world, communication methods are constantly evolving. One of the most prevalent forms of communication today is text messaging. Its use spans personal interactions to business transactions, including the sale of disability insurance. While there are numerous advantages to using […]
Selling Disability Insurance: A Storytelling Approach In the realm of insurance, few products carry as much weight as disability insurance. This crucial coverage often gets overlooked, yet it serves as a financial lifeline when life takes unexpected turns. To truly understand its value, let’s explore the benefits of selling disability insurance through the lens of […]
Disability Insurance Marketing Ideas Predicting which marketing trends will truly benefit your business is a significant challenge in any field, including financial advisory and disability insurance. Leveraging the right marketing trends can give you a competitive edge and create new avenues for business growth and reputation building. Below are top ideas that we believe will […]
The Essential Guide to Field Underwriting Disability Insurance Field underwriting is a crucial step in the disability insurance application process, serving as the first line of defense for insurance companies to assess the risk associated with a potential policyholder. For Advisors, effective field underwriting can streamline the application process, enhance the likelihood of approval and […]
10-Steps to File a Disability Income Insurance Claim No one ever wants to file a disability insurance claim. However, having the proper income protection before you need it will offer peace of mind at claim time. Filing a disability income insurance claim can seem daunting but with the right information and preparation, the process can […]
7 Reasons Financial Advisors Should be Selling GSI Disability Insurance Are you interested in growing your disability income insurance sales big time? If yes, Guaranteed Standard Issue (GSI) is where it’s at! Selling GSI disability insurance can be advantageous for financial advisors and their clients for several reasons: 1. Holistic Financial Planning with Disability Insurance […]
Spring Cleaning Can Help Your Work Life It’s about that time of the year where you re-organize your space and clear out the clutter. Spring cleaning for most looks like cleaning out closets, cupboards and garages. A lot of people like that feeling of being organized and prepared for the rest of the year. What […]
Disability Insurance and Pregnancy Disability income insurance before and after pregnancy is a frequent topic we’re asked about. Advisors and clients have questions if pregnancy is covered by disability insurance and when benefits might be payable. Sarah A. from Team dibrokerWest recently sat down with Jed Poland, Regional Director of Sales to answer many common […]